Despite corona, most of the tech scale up world is booming right now and with areas like blockchain creating whole new concepts to contribute to the world’s economy there’s no doubt that Tech as a category is rapidly growing.
In fact, IT engineers salary‘s reportedly growing to £74k it’s clear the heady days are back again.
And due to the near overwhelming challenges the business world is going through it’s the ones with the special quality that will make it, as Steve Jobs explains in this video below.
So to help you keep track of some of the players and shakers here’s a list of some of the top startup companies in London and across the UK’s mainland to keep an eye on in 2020.
- 0. Deep mind (acquired by Google)
- 1. FiveAi
- 2. Dark Trace
- 3. HealX
- 4. Graphcore
- 5. Move AI
- 6. Della AI
- 7. Good vision
- 8. Scribeless
- 9. Blyng
- 10. Brisk
- 11. Babylon Health
- 12. BenevolentAI
- 13. Pando (formerly Forward Health)
- 14. Sanctus
- 15. Touch Surgery
- 16. Thriva
- 17. Autolus
- 18. Elder
- 19. Hinge Health
- 20. Medopad
- 21. Orchard Therapeutics
- 22. uMotif
- 23. Verv
- 39. Citymapper
- 40. Zeelo
- 41. Vivacity Labs
- 42. VU City
- 43. Zencargo
- 44. JustPark
- 45. Wayve
- 46. Zenzic
- 47. Beryl
- 48. Fixter
- 49. Arrival
- 50. City Maas
- 66. Lendable
- 67. MoneyBox
- 68. WageStream
- 69. ShieldPay
- 70. Starling Bank
- 71. TrueLayer
- 72. Nutmeg
- 73. Funding Circle
- 74. Monese
- 75. Monzo
- 76. Receipt Bank
- 77. Trussle
- 78. Cleo
- 79. Curve
- 80. Revolut
- 81. Transferwise
- 82. Sumup
- 83. Checkout.com
- 84. Sonovate
- 85. Zopa
- 86. Oaknorth
- 87. Onfido
- 88. Cuvva
- 89. Tide
- 90. Go Cardless
- 91. Fluidly
- 92. Blockchain.com
- 93. BC Bitcoin
- 94. Clearmatics
- 95. Verisart
- 96. Monolith AI
- 97. Aztec Protocol
- 98. Layertwo
- 99. Mimica
- 100. Nivaura
- 101. Tracr
- 103. Chainalysis
- 104. Plutus
- 105. nChain
- 106. Carbon Chain IO
- 107. Ledgercomm
- 111. Thread
- 112. LoveCrafts
- 113. Unmade
- 114. Snupps
- 115. Lyst
- 116. Depop
- 117. FarFetch
- 118. This is YR
- 119. Near St
- 120. Love the Sales
- 121. Cocoon
- 122. Reflaunt
- 123. Heist Studios
- 124. EDITED
- 125. Element AI
- 126. Urban Things
- 127. Glimpse
- 128. Safe & the City
- 129. Moving Mountains
- 130. Super Carers
- 131. Pact Coffee
- 132. Pip & Nut
- 133. Logically
- 134. Delphis
- 142. Orchard
- 143. Autolus
- 145. Kuur (Cell medica)
- 146. Freeline Therapeutics
- 147. Virion Biotherapeutics
- 148. Reviral
- 149. Gamma Delta
- 163. 21st Club
- 164. Copa90
- 165. Sport 80
- 166. SweatCoin
- 167. Let's do this
- 168. Supponor
- 169. Playermaker
- 170. Dugout
- 171. FSB Tech
0. Deep mind (acquired by Google)
Deep mind now owned by Google is one of the high growth world leaders in artificial intelligence research and its application in different fields, like games, medicine, energy efficiency
FiveAI is building answers for the self-driving industry’s greatest challenges by building its own high-functioning, complete self-driving system and testing it on London’s public roads.
2. Dark Trace
Dark Trace has become one of the fast growing tech companies by providing support and help to stop advanced spear-phishing and business email compromise with AI that understands your organization.
Dark Trace does this by detecting the most advanced email threats, from targeted impersonation attacks and social engineering, to supply-chain threat and human-factor vulnerabilities.
HealX are creating the world’s most efficient AI ( artificial intelligence) platform for rare diseases.
HealX aims to support and help make drug discovery faster, smarter and safer and by supporting their team and partners in discovering and translating new treatments towards the clinic.
5. Move AI
Move Ai combines computer vision, artificial intelligence and machine learning to create enterprise software solutions from real-time performance data.
6. Della AI
Della AI, is becoming one of the best fast growing tech companies the UK has by using AI (artificial intelligence), to support and help business and legal leaders torn between the need for real time speed and proper legal review.
Della implement AI to easily locate what matters in contracts, so that they can make faster business decisions while avoiding contractual issues.
7. Good vision
Good vision believe it has never been easier to design traffic all on one single platform. and help companies and organisations collect and analyse traffic camera data using their AI (artificial intelligence) driven analytics to give complete insight into any traffic movement.
Scribeless helps worldwide large and small businesses convert more leads as their software allows users to access the power of their scalable & affordable handwritten notes service.
Blyng is an AI powered virtual assistant chatbot, engaging leads with natural language processing to ask essential questions and provide the best answers before handing over to the partner company’s sales team.
Using A.I, (artificial intelligence intelligence) Brisk want to save businesses time keeping their business and their people protected and provide peace of mind beyond just an insurance policy.
11. Babylon Health
Babylon health is definitely one of the UK’s leading fast growing tech companies and their mission is to put an accessible and affordable health service in the hands of every person on earth which is a big statement but what is without doubt is that they’ve already made ground breaking and rapid progression in the UK by partnering with NHS Trusts such as Hammersmith & Fulham.
Babylon’s AI has been designed around a doctor’s brain to provide accessible healthcare for millions in the palm of their hands, however they actually are making greater in-roads into the private company health care market.
With existing operations in the US, UK, Canada, Rwanda plus multiple countries across APAC and the Middle East, Babylon health are a unicorn level tech startup to watch.
BenevolentAI founded in 2013 by Ken Mulvany and with a £200m+ funding level is transforming the way medicine is designed, developed, and tested by taking in millions of data points and processing them using A.I.
Benevolent AI then use this data to discover new ways to develop better medicines and learn through data how patients respond to treatment generating insights into the actual causes of the disease.
13. Pando (formerly Forward Health)
Pando want to be the essential tool for teamwork and secure collaboration and is designed to benefit anyone working in health and social care, working in a team, with a need to share sensitive information and images securely by offering a variety of purpose-built features including secure messaging, image capturing and patient lists.
Cut your team’s reliance on bleeps, switchboard and WhatsApp, and give yourself a break too.
Stress? Mental Health Problems? Something to celebrate? Professional development? Literally anything on your mind?
While Sanctus can’t work on everything, their life and mental health coaching support employees by creating impartial spaces where they can talk about their mental health & wellbeing with a professional mental health coach.
And before you ask, no, there aren’t any tweed jackets, hypnotic pocket watches or references to Freud.
Sanctus Mental Coaches aren’t there to judge, diagnose or “fix” anyone, simply to give people the space that they need to talk. – Sanctus Mental Health Coaching
15. Touch Surgery
Learn, prepare and test on surgical procedures, anytime, anywhere. Touch Surgery combines core concepts from gaming and surgical training to allow healthcare professionals to learn and teach surgical procedures all on their mobiles.
Thriva was started in 2016 with the aim of building the world’s first preventative health service as there is no simple and convenient way to track what’s really going on inside your body which means most people are forced to wait until something goes wrong until they can react – Thriva want to change that.
Thriva does this by letting you understand what’s really going on inside your body such as with smart finger-prick blood tests you take at home.
Autolus, founded by Martin Pule, uses of advanced cell programming and has an early stage development pipeline of products to try to treat solid tumours and haematological malignancies better with the mission statement to revolutise medicines that treat and cure life-threatening diseases.
Elder understands that arranging care for someone you love is never easy. It’s often stressful, confusing and complex and Elder work with the whole family to get the best outcome for everyone.
Elder does this as it allows users to book a free consultation (including mental health) to talk through your family’s situation (which may be impacting your mental health as well) with one of our expert care and support team with them providing advice on navigating the system and supporting and helping you understand whether live-in care is suitable.
After that and if you agree it’s suitable you complete an online or freepost application form covers everything from health requirements and medication, to favourite meals and hobbies and then their matching team work with your family to support and help you find the most suitable available carer.
19. Hinge Health
Hinge Health (Founders: Dan Perez, Gabriel Mecklenburg) is a digital health company that makes use of both hardware and software to tackle musculoskeletal injuries using tech such as dedicated software and wearable sensors to remotely deliver physical therapies as well as behaviour based health to patients suffering from chronic “MSK” conditions.
Medopad (Founders: Dan Vahdat, Rich Khatib) develops apps that connect patients with medical professionals and organise patient’s data from wearables, medical databases and other sources and then transmits this data safely and securely to doctors.
21. Orchard Therapeutics
Orchard Therapeutics (Founders – Andrea Spezzi, Ben Auspitz) is a commercial stage biotech startup transforming the lives of patients suffering from rare diseases by implementing innovative and powerful gene therapies and to achieve this it has partnered with world leading institutions in gene therapy such as UCL London, Great Ormond Street Hospital and the University of Manchester.
uMotif (Founded by Bruce Hellman, Ben James) is a healthcare data capture firm that has developed a software platform to provided patient facing technology to capture data and use it for clinical research.
While the apps were focused on weight loss, the users often requested additional guidance related to other areas of their health and lifestyle. And this is why the company started focusing on the interconnections between physical activity, nutrition, sleep and mindfulness.
In 2018, having a solid experience in weight loss solutions and over 60 mln users globally, Verv launched its major rebrand. The changes have touched upon the brand’s appearance and reflected a new brand vision focused on the healthy lifestyle and well-being.
Improbable was founded in 2012 by Herman Narula and Rob Whitehead.
As Cambridge University computer science graduate students, they shared a love of games and an ambition to make bigger, better multiplayer worlds than were technologically possible.
Improbable are headquartered in London and have offices around the world and have also received over $600m in funding from some of the most reputable investors in the world, including the SoftBank Vision investment Fund, Andreessen Horowitz, investment Horizons Ventures and NetEase investment.
Improbable Groundbreaking gameplay enabled by Improbable technology.
Bulb are the UK’s biggest green supplier and supply 100% renewable electricity from solar, wind and hydro.
26. POD Point
Pod Point are the UK’s largest independent provider of electric vehicle charging. Since forming in 2009, they have manufactured and sold over 69,000 charging points across the UK and Norway.
Pod point have also developed an extensive public network connecting EV drivers with 3,000+ charging bays at locations including Tesco, Lidl and Center Parcs.
Bboxx designs, manufactures, distributes and finances innovative plug & play solar systems to improve access to energy across Africa and the developing world.
More than 150,000 BBOXX products have been sold in more than 35 countries, improving the lives of nearly 1 million people.
Moixa want to be the UK’s leading smart battery company and to do this they have developed Smart Battery hardware and GridShare software to facilitate smart energy storage and sharing.
This pioneering smart energy-management software helps renewable energy work intelligently for individuals and large and small businesses as their GridShare software facilitates and interprets complex interactions between energy-storage devices and the grid, enabling data-based decision making and ensuring value is created throughout the supply chain.
LimeJump is changing the way the world transacts energy by embracing machine learning algorithms and human trading ability to deliver renewable resources where demand requires electricity, in sub-second speed.
Limejump’s Virtual Power Platform is an aggregation of flexible energy generation and storage assets of different sizes and technology types and their goal is to deliver 100% renewable energy at all times to our customers (i.e. “people like us”) through the direct real-time connectivity between renewable energy sources, storage flexibility such as batteries and demand response.
Econic catalyst technologies have been patented, validated in pilot operations and continue to secure additional venture capital investment and their team of scientists, engineers and commercial managers conduct their cutting-edge work in a state-of-the-art facility at Alderley Park, the internationally renowned science hub south of Manchester.
All of their efforts are intently focused on a future where waste CO2, a damaging greenhouse gas, is turned into commercial and environmental gain.
31. Buffalo Grid
Buffalo Grid solar-powered technology makes phone charging and internet services available to all and are laying the foundations for a future where everyone is connected.
Hometree believes that customers (i.e. “people like us”) should get better, cheaper home care plans and customers should never be subjected to poor customer service and constant price hikes.
Bringing women’s technology out of the dark ages. Get smarter with Elvie. Award-Winning Technology. Comfortable & Easy to Use.
Rent deposit-free with flatfair. Tenants pay a small one-off fee and landlords get double the protection compared to a traditional deposit.
35. Blow Ltd
blow LTD is the UK’s leader in beauty services on demand, specialisng in Kerastase blow dries, makeup, OPI nails and more.
Trouva brings you beautiful homewares from Support Independent Boutiques around the world. Trouva make it easy for you to discover just the right piece for your home
Papier brings you designer collections you won’t find anywhere else. Quality you’ve never felt before. Personalisation that’s a cut above the rest.
38. Koru Kids
Koru Kids is a London based childcare service which specialises in after school nannies and support and help families to find nanny shares.
Citymapper use the power of open data, mobile and payment technology to make transport sustainable and hassle free.
Zeelo is a bus service with a personal touch and a big hairy goal to make shared transport viable alternative to the car.
Zeelo aim to do this by focusing on the urban area mobility market (up to 100km) they intend to tackle the growing challenges such as cost and closed city centres associated with reliance on private cars
41. Vivacity Labs
Vivacity Labs provides support and help to organisations make the best decisions so we can all travel safely, sustainably and smartly.
Vivacity Labs provides support and help to governments manage traffic by providing live and historic data on the types of vehicles driving on the roads, Viva Labs give them visibility into congestion and travel patterns by deploying sensors with on-board cameras which process and discard all the video on the sensor.
42. VU City
VU City helps people to make better decisions on urban planning through accurate, impartial data in a 3D Digital Twin.
VU.CITY UK’s platform covers well the whole of London and the centres of other major UK and international cities. Adopted by over 80% of London’s boroughs, VU.CITY is helping simplify the process of support planning and providing a working blueprint for the rest of the world.
Zencargo are building a world with smarter trade
What if both large and small businesses only ordered and moved the exact products they needed? Zencargo are on a mission to synchronise supply and demand to help every business deliver amazing customer experiences as efficiently as possible.
From their early days JustPark has been helping drivers park on driveways around sports stadiums to where JustPark are now, helping over 3.5m drivers park across over 45,000 locations around the country – JustPark is now well and truly one of the most loved parking support apps.
JustPark make parking easy for drivers – whilst helping parking owners and operators (of all shapes and sizes), optimise and re-purpose their under-utilised parking real-estate.
Wayve are building artificial intelligence capable of complex driving using end-to-end deep learning; one which can scale across diverse urban environments.
Wayve is building a full driving software system which is data-driven at every layer, learning to drive. Their unique end-to-end machine learning approach (Ed: Nice, they are being honest about the use of so called artificial intelligence…) learns to drive in complex, never-seen-before urban environments and learn to drive with computer vision by both observing human driving, and by using reinforcement learning.
Zenzic are accelerating the UK’s connected and self-driving vehicle ecosystem, by facilitating and promoting development across the UK.
Zenzic (formerly Meridian) was created by government and industry to focus on key areas of the UK’s capability in the global connected and self-driving sector. A sector predicted to be worth £907 billion by 2035.
Beryl is a design and tech company with the main objective to inspire more people to get on bikes in cities with innovative products designed to make cycling safer
Fixter take your car to the best independent garages, hand picked for you.
Fixter’s fully-insured drivers collect your car at the time, date and location of your choice; then deliver it right back when and where you want it. Their in-house experts approve your car’s service at every stage and if a service or MOT reveals something unexpected, they will call you immediately to explain the situation and make a recommendation.
Arrival is a technology company founded to create Generation 2 Electric Vehicles.
Devices on wheels — they outperform legacy technology to deliver an experience like no other, but are priced the same as fossil fuel equivalents.
50. City Maas
City Maas have done something really novel and useful and created an app that aims to improve inclusive travel for disabled people via an innovative design that responds accordingly to the user’s disabilities to give the best travel options in real time.
Hubble’s vision is for every business to have the right workspace to succeed.
Hubble believe every business deserves their perfect workspace – one that will help them grow, win work, attract amazing people and build a brilliant reputation. Hubble use office search alchemy to make that happen
Residently are a great hot London Startups property example as they claim to be the only rental service that guarantees an impeccable end-to-end service with total flexibility and peace of mind throughout.
Residently provide a transparent, slick experience and help you move in when it suits you and set everything up so you don’t have to. Start living right away, enjoying every possible service you could imagine.
From stylish furniture, high speed internet, to cleaning and ironing right through to contents insurance and art rental, Residently will try to sort it out.
Whether you’re in one of their elegant Georgian flats, Victorian cottages or a warehouse apartment, Residently are only a phone call away from every need.
The Triptease Platform is built to help hotels take back control of their distribution and increase their direct revenue.
The Triptese platform identifies a hotel’s most valuable guests then works across the entire customer journey – from acquisition to conversion – to make sure they book directly at the hotel.
Huckletree’s belief is that you can’t change the world alone and that we need to be braver together in order to build a better future.
Especially at a time like this, Huckletree are building hubs across Europe for both large and small businesses of all sizes to come together (for now, virtually) by sector, scale, be brave, and lead industry change.
Huckletree build physical workspaces for teams, digital programmes and accelerators and Huckletree connect them to valuable investor and talent networks. Everything they do is about curation – getting the right mindsets, skills and people around a particular sector under the one roof.
55. Appear here
Appear here helps you find a store for rent in New York, LA, Paris and London.
Choose from prime high street spaces, mall kiosks, venues & market pitches.
Food & Drink
56. Feast it
Tell Feast it about your event and the types of suppliers you’re looking for and you’ll be assigned a personal Event Pro who will get to work finding the perfect suppliers for your event and will be on hand every step of the way, from submitting your enquiry until after your event.
57. Butternut Box
Your dog’s box is portioned to your dog based on their individual dietary requirements.
Buternut Box take all the hassle away by pre-portioning meals into daily servings – just open, serve and set their tails to “wag”. Butternut Box’s nutritional consultation takes into account the age, weight, breed, body condition and activity level of your dog to help them create your unique meal plan.
Olio connects neighbours with each other and with local businesses so surplus food can be shared, not thrown away.
This could be food nearing its sell-by date in local stores, spare home-grown vegetables, bread from your baker, or the groceries in your fridge when you go away. For your convenience, OLIO can also be used for non-food household items too.
OLIO is super easy! To make an item available, simply open the app, add a photo, description, and when and where the item is available for pick-up and to access items, simply browse the listings available near you, request whatever takes your fancy and arrange a pick-up via private messaging.
59. City Pantry
High growth City Pantry deliver food from hundreds of top restaurants in London and well across the UK’s hungry users.
From meeting food and team lunches to work events and more.
60. Perk Box
Perkbox is an all-in-one platform which helps you create a great employee experience.
Attract, engage and retain the best talent with Perks, Recognition, Medical and Insights.
What3Words have assigned each 3m square in the world a unique 3 word address that will never change.
For example ///filled.count.soap marks the exact entrance to what3words’ London headquarters.
3 word addresses are easy to say and share, and are as accurate as GPS coordinates.
51.520847, -0.19552100 ←→ /// filled.count.soap
What3Word’s vision is to become a global standard for communicating location. People use what3words to find their tents at festivals, navigate to B&Bs, and to direct emergency services to the right place.
Great high growth businesses put consumers and data at the heart of every decision. Attest’s mission is to empower anyone at every business to do this, all of the time.
Attest believe that if every team had access to unlimited data, the world would be full of better products and services, not to mention happier people.
By simplifying the process of gathering quality consumer data, Attest are tring to transform an entire industry and making research accessible to everyone that needs it.
AI isn’t about pre-scripted chatbots or asking your smart speaker about the weather.
PolyAI are building voice and text-based virtual customer service agents that truly understand what your customers (i.e. “people like us”) want and PolyAI’s virtual agents are context sensitive, flexible and provide the best responses at every turn of the conversation.
Tessian protects businesses from insider and external threats on email like data exfiltration and spear phishing.
Yieldify provide customer journey analysis and optimisation tools to improve the online user journey.
Technology has the financepower to simplify our lives: that’s the principle on which the team founded Lendable in 2014. Getting a finance loan shouldn’t be a complicated or lengthy process in the digital age.
So Lendable built a platform that harnesses technology and data in order to make personal finance hassle-free and customer-friendly.
There’s no need to fill in lengthy forms, deal with paper-based applications, wait days for a decision by the lender, queue in a branch, or get stuck in hold loops on overburdened customer service hotlines. Lendable aims to fix all of that.
More than 400,000 customers (i.e. “people like us”) use high growth Moneybox to invest towards the things that matter most to them in life.
Investing can be a great way to grow your money and can offer higher long term returns than leaving your money in a current or savings account.
Wagestream lets employees stream their earned wages whenever they need them, track their finance and earnings in real time, save money, and learn important finance and money skills – all through an easy-to-use app
With online fraud as much as £11bn annually, and payment fraud increasing by 53% year on year and Shieldpay’s mission is to eliminate not just peer-to-peer fraud but all payment fraud so that everyone, everywhere, can transact with each other with total confidence.
Fully authorised and regulated by the FCA for payment services, SheildPay protect both buyer and seller in any transaction by verifying the identity of both sides. Funds are held securely in the Shieldpay vault and are only released when both parties agree.
ShieldPay have partnered with Visa to revolutionise digital peer-to-peer marketplaces by enabling the secure use of payment cards on marketplaces and classified sites, globally and ShieldPay’s patented payment process creates a unique financeenvironment of trust and security that every other peer-to-peer payment system lacks.
Fraud is a huge concern for both users of these platforms, and the platforms themselves and the security Visa and Shieldpay can now offer is set to revolutionise the finance space.
70. Starling Bank
This new app only challenger bank has made an impact on the UK’s finance scene since it received its banking licence in 2016 picking up no fewer than three gongs at the 2019 Smart Money People British Bank Awards including Best British Bank, Best Business Banking Provider and Best Current Account Provider.
With its proprietary API, TrueLayer gives smaller tech startups access banking data while avoiding – like all APIs – the need to build, design and maintain their own systems.
“Open Banking is about much more than liberalizing the finance industry to increase competition and reduce costs,” said Cofounder and CEO of TrueLayer, Francesco Simoneschi. “It is also about raising security standards and protecting consumers and businesses. Online fraud ripples out and raises costs for everyone making card payments.”
TrueLayer has already launched a beta of its own Payments API.
This API enables finance businesses to start accepting cash via payments through Open Banking
Trussle as a result have signed big finance deals with Zopa, BitBond, ClearScore and Anorak, amongst many others.
With so many new and huge finance markets to enter and almost endless potential financepartners to partner with, TrueLayer has “true” (Ed: groan….) potential to hyper grow their revenues in 2020 as they fine tune their offer.
Nutmeg thinks it’s one of the fintech companies with a difference by not developing complex algorithms to make decisions on behalf of its customers (i.e. “people like us”) and instead relies on human beings to perform this role.
But that hasn’t stopping Nutmeg enjoying significant growth with over 50,000 customers (i.e. “people like us”) causing Banking (Ed: removed through fear…) Goldman Sachs to invest finance in a funding round of $58 million.
“Our customers are our greatest advocates and Nutmeg wanted to give them an opportunity to invest in, as well as with, a business they’ve helped to make a success,”
Martin SteadNutmeg CEO and Director
73. Funding Circle
Funding Circle is one of the largest of the UK’s peer-to-peer finance lenders and the first to go public with close to 50,000 small to medium-sized UK businesses borrowing a total of £5 billion on its finance platform.
Funding Circle has had some ups and downs since it went public but recently announced a record year so lets watch this space
“In the third quarter, loans under management reached £3.7 billion and projected returns for 2019 continued to show an improvement over recent years,”Co-founder and CEO
Fundamentally Funding Circle pairs up small and amateur lenders with small loan-takers.
Monese offers current accounts and money transfers to a ew generation of consumers and has a good reputation for its quick and simple application process.
In September 2019, Monese raised a gigantic $60 million in series B venture capital investment funding from venture capital investment firms led by Kinnevik and others including PayPal so watch this space!
Winners of the Best Banking App gong at the Smart Money People awards and was at the time of press just behind Starling in terms of revenues.
Monzo entered the fray as a new challenger bank scene in 2015 focussing on developing an intuitive new banking experience for customers (i.e. “people like us”) and Monzo are very much successful in their challenger bank ambition and is now holding around $1.1 billion in deposits
“we’re literally the safest bank you could possibly imagine, because the money just sits in the central bank. It seems bizarre. Anyone from another bank who looks at our balance sheet just scratches their head. They can’t understand it. Unless the UK fails as a country, that money is safe.”CEO Tom Blomfield
76. Receipt Bank
Receipt Bank offers its clients cloud computing with AI and data handling thrown in which means Receipt Bank helps them saves time and effort by enabling the automatic compilation of accounts and expenses.
Through this process users are able to download spreadsheets and reports and connect up the platform with their existing software and has been embraced by clients .
The mortgage space and InsureTech and Lending in general is one that has traditionally found itself highly resistant to digital transformation.
Trussle does this by scanning different lenders to find customers (i.e. “people like us”) the best mortgages available and then continuously monitors the market post-sale to help its clients identify and switch to better deals later.
How frigging cool is that!
Chatbots are massive and have never been easier to build thanks to the new advances of both middleware and artificial intelligence software.
Enter Cleo, which is a new AI chatbot that connects users Facebook accounts and helps them manage their finances better to track their expenditure and savings. And this process helps them save money and plan their finance for the future better.
Which we all need…
Using Curve, we can now access all our cards via a single card and PIN combo, doing away the need to have a wallet full of cards. You can even switch payment options after the payment has been made. How cool is that?
With such a great product Curve could really be on the high growth up curve in 2020….
The london based Revolut challenger bank is providing a digital alternative to traditional banking by using prepaid cards and peer-to-peer payments and supports several cryptocurrencies on its platform.
Revolut has had some brand and culture challenges reportedly but the company is now recording an average of 3.7 million monthly active users, and an average of 1.2+ million daily active users so things could very much work out for Revolut with years of growth ahead them highly likely.
Founded by Kristo Kaarmann, a former manager at Deloitte, and Taavet Hinrikus, an angel investor and former Strategy Director at Skype, Transferwise is no longer a new Fintech or new finance London company spring chicken and possibly the most well known Fintech startup of recent years.
Transferwise broke into the finance marketing by allowing users to send money abroad with exchange rates eight times cheaper than most mainstream banks and also allowing users to send money easily, cheaply, safely, and quickly.
Recently Visa announced that TransferWise will begin offering its customers (i.e. “people like us”) an additional capability to quickly and securely move money to debit cards in real-time, so watch this space as TransferWise continues to improve it’s offering and move increasingly into the mainstream
SumUp is mobile payments company that provides card readers to smaller businesses for them to use without a contract.
They take a 1.69% cut of payments made using the terminal but provide an easy and cost-effective way for businesses to make transactions.
The company recently bought Shoplo, a Poland-based multichannel eCommerce platform that allows small businesses to start selling online.
As part of SumUp’s expansion strategy, they also acquired Danish company Debitoor, an invoicing-software platform originally established for freelancers and SMEs.
In 2019 SumUp, announced that it has raised a from venture capital investment firms including Bain Capital Credit, Goldman Sachs Private Capital, HPS venture capital Investment Partners, and TPG Sixth Street Partners.
SumUp plans to use this capital to accelerate its growth and acquire new merchants in its current and new markets across the globe.
The funds will be used to continue expanding SumUp’s product suite, both organically and through more acquisitions such as the acquisition of Debitoor, for accounting and Shoplo for ecommerce.
This little-known fintech was founded in 2009 under a different name before evolving into Checkout.com in 2012 and have since grown to a team of more than 300 employees in eight offices, expanding into the UAE in 2013, and the US in 2017.
Checkout.com enables companies to process and accept cross-border payments from credit and debit cards, online banking, Apple Pay and others such as Klarna – all with a single integration.
As a result Checkout is considered a direct finance rival to the huge Dutch payment titan Adyen, which is listed on the Amsterdam stock exchange.
Checkout.com provides online payment finance solutions for a number of growing businesses and has reported $46.8m in total revenues in 2017 according to their Companies House filings, a 56% up on the previous year.
The company’s clients include Samsung, TransferWise, Adidas and Virgin and was ranked 2nd place in Deloitte’s UK’s Technology Fast 50.
Sonovate allows companies to invoice finance and back office for contract recruitment agencies and consultancies. Market leading 100% funding. Online, iOS and Android timesheets.
In 2005 Zopa claim to have built the first ever peer-to-peer (P2P) lending company to give people access to simpler, better-value loans and investments.
OakNorth is redefining finance lending to lower mid-market businesses globally. Oacknorth provide finance data and technology-driven solutions to borrowers and lenders
Onfido is building the new identity standard for the internet. Onfido let your users verify their identity anywhere, anytime.
Say goodbye to jargon, paperwork and terrible customer service. Cuvva is building insurance the way it should be
Tide is a high growth award-winning smart business account. The hassle-free account for your small business. Get your sort code and account number in minutes.
90. Go Cardless
GoCardless is on a mission to take the pain out of getting paid for businesses with recurring revenue.
GoCardless have created a global bank debit network, to rival credit and debit cards. On top of it, GoCardless have built a platform designed and optimised for taking invoice, subscription, membership and instalment payments.
GoCardless now process over $13bn in transactions a year and they are proud to count 50,000 businesses around the world as GoCardless customers (i.e. “people like us”), from small businesses to household names like TripAdvisor and the Guardian.
GoCardless’s recurring payments platform integrates with the applications businesses use every day, giving businesses more visibility over payments and saving them huge amounts of time on tasks like payment reconciliation. GoCardless partner with more than 150 billing and subscription software partners globally, including Xero, Sage, QuickBooks, Zuora and Salesforce.
Whether you want to hire a team member, open an extra office, invest in new equipment or simply pay an upcoming bill it’s important to know you have the finance or cash to afford it.
Having a clear picture of the financial future is essential finance good practise – whether that’s an accurate cashflow forecast or an understanding of the funding options available to you. Without this knowledge, it’s hard to take the decisions that count.
Enter Fluidly – intuitive cashflow management powered by AI. Fluidly is for businesses that want to know exactly what their financial future holds and how to optimise their finance.
Blockchain.com positions themselves as the most trusted and fastest growing crypto company, helping millions across the globe have an easy and safe way to access cryptocurrencies
93. BC Bitcoin
BC Bitcoin is one of the UK’s most trusted Crypto Brokers specialising in a variety of different crypto currencies. BC Bitcoin should be your go to choice.
Clearmatics is a great example from our list as it provides protocols and peer-to-peer platform architecture – cryptographic systems for member owned and governed networks to exchange value.
Verisart is the world’s leading platform to certify and verify artworks and collectibles using the Bitcoin blockchain and one of the coolest blockchain tech companies right now
Since its launch in 2015, Verisart has provided contemporary artists including Shepard Fairey with a free and easy way to generate permanent certificates of authenticity and reduce the scope for fraudulent activity.
Verisart combines museum certification standards, distributed ledger technology and image recognition to its provenance and registry services.
96. Monolith AI
Monolith AI was born from the founder’s Ph.D. at Imperial College London and NASA and is a decentralised banking alternative, powered by Ethereum
97. Aztec Protocol
AZTEC is one of the leading London based deep-tech blockchain companies working on cutting edge privacy infrastructure for public blockchains.
Their new office, located near Old Street, positions them at the centre of the growing blockchain community which includes startups, enterprise, enthusiasts and investors.
Aztre have an established network within traditional finance, elite universities and software engineering which provides us with the experience and support required to deliver innovative and useful products.